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The number 500 on a yellow backdrop with blue confetti
The number 500 on a yellow backdrop with blue confetti

refer friends, family, or a business

Earn a $50 Visa® Virtual Reward for each referral when they open and use a new checking account, up to $500 per year.1

See how it works

Home equity rates you can't pass up

Upgrade your yard, take a dream vacation, or give your home a facelift with our limited-time HELOC offer of 5.99% APR for 6 months.2

Apply now Why we love HELOCs

Homebuying made easy by prequalifying

Prequalification is the first step to buying your dream home. It'll help you understand your budget and speed up the homebuying process. 

Start today Pre-qualification benefits

Simple checking for life

Our checking accounts fit seamlessly into your life, no matter your needs or lifestyle. From accounts with loan benefits3 to accounts without overdraft fees, we have you covered.

Find an account

Welcome, Westfield Bank clients

As our banks join together we're excited to expand commercial, consumer, and specialty banking businesses and broaden our ability to serve additional clients in Northeast Ohio.

Get the latest Read the announcement

Want to boost your savings?

Our CD and money market specials make it easy. Find the best rates in your area or contact your local financial center to learn more.

Today's specials First Financial locations

Which loan or line of credit is right for your business?

Business owners, we bring the same personalized touch and customized services we offer with our personal products to our business relationships.

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Stay on top of fraud

Visit the fraud resource center to learn how to recognize the red flags of text and email scams, and stop fraud before it happens.

View the latest scams How to beat text scams

Community Benefits Agreement

We’re committed to improving lives and helping communities thrive. Our support for lending and investments to low- and moderate-income clients and census tracts helps build paths for prosperity today, tomorrow and for the future.

$2.4 billion
over five years in our local communities

$1.075 billion
in community development lending & investments

$18 million
in philanthropy donations

Agreement details

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1 Program terms and conditions apply. First Financial Bank refer-a-friend Terms and Conditions.

2 Can be applied to new originations of personal, auto, motorcycle, boat, RV, and home equity loans/lines (excludes mortgages and first lien position home equity loans). Loan rate discounts may vary based on First Financial Bank checking account type (excluding Health Savings and Money Market Savings accounts) and requires Automatic Funds Transfer (AFT) Agreement to have your recurring payment automatically deducted. All loans are subject to credit review and approval and rates are subject to change without notice

3 APR = Annual Percentage Rate. Introductory rates start at 5.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by September 30, 2025 for promotional rate. Non-promotional rate ranges from 7.60% to 11.05% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.

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All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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